Financing

Financing & Payment Options

JefCo Air Conditioning Refrigeration makes your project and process easy

• Several great finance options provided by Wells Fargo are available with approved credit to give you buying power to maximize your new comfort system
• We accept all major credit cards including: Visa, MasterCard, American Express and Discover
• We gladly accept personal checks and cash as well
 
Why Financing
• Unexpected repairs happen, most homeowner’s don’t plan for heating and cooling system replacement it just suddenly happens
• Allows you to make purchases without depleting all your cash savings
• Increase your buying power and maximize your new heating and cooling system, in many cases new high efficiency systems will save enough money on utility bills to make all or a portion of monthly payments
 
How Do I Finance
• Applying only takes a couple minutes and credit decisions are fast
• Apply here online by clicking “Wells Fargo Apply Now” to be directed to Wells Fargo secure application site
• Wells Fargo will issue you the Wells Fargo Home Projects credit card if approved
• You do not need to wait for card arrival before proceeding with your project
• Once your project is completed we’ll finalize financing at your home with a couple quick forms
*Financing subject to credit approval
 
No Money Down Financing Options
• No interest if paid in full within 6 months with regular monthly payments¹
• No interest if paid in full within 12 months with regular monthly payments¹
• No interest if paid in full within 18 months with regular monthly payments¹
 
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.¹
• 0% APR 24 Months²
• 0% APR 36 Months²
• 0% APR 48 Months²
• 0% APR 60 Months²
• 0% APR 72 Months²*
 
*Special term valid for select Trane eligible systems only. Exclusive offer available from Premier Trane Comfort Specialist Dealer only including JefCo Air Conditioning Refrigeration. Contact JefCo Air Conditioning Refrigeration for details.
¹The Wells Fargo Home Projects® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2020 and is subject to change. For current information, call  1-800-431-5921. Offer expires 12/31/2020.
 
²The Wells Fargo Home Projects® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 24, 36, 48, 60 and 72 months apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2020 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2020.
 
Wells Fargo Credit Application – Click to Apply Now
 

When you need to improve the quality of air inside your home or business, our skilled technicians can help by installing air purifiers, air filtration systems, whole home humidifiers, and dehumidifiers. We will work with you to create a customized solution that fits your exact needs. We offer top-quality work at affordable rates, along with unparalleled customer service. No matter your indoor air quality needs, our team is prepared to help.

Call (850) 654-4822 for a free estimate on new and replacement equipment and installation!

Purchasing Process

Ready to buy a Trane?

We make buying a Trane simple

There’s a lot to consider when purchasing an HVAC system. To make it easier, we’ve collected the tools and information you need most to make the right choice.

Buying a heating and cooling system
When buying a new home heating and cooling system, it’s important to know what you want most and what combination of system and features offers the best solution for your home. The best way to get started is to remember and follow these three steps: Prepare, Research and Shop.

Step 1 Prepare
Think about your home and lifestyle

Buying a Trane heating and air conditioning system is a big decision. And a personal one. Take this time to think about your comfort needs and what features are most important for you and the climate you live in. This will help you make sure you get the right Trane system.

Things to consider:
• air quality needs
• energy usage
• local climate

Ask your dealer:

• What size HVAC system do I need?
• What’s the most popular system in my area?

Step 2 Research
Do your homework and pick your features

Recent innovations in heating and cooling technology and energy efficiency make this a great time to upgrade your current system. Check out the latest Trane heating and air conditioning products and compare today’s features to your current system. You’ll be surprised by how much you can save.

Things to consider:

• efficiency ratings
• energy savings
• heat pump or furnace

Ask your dealer:

• How much can I save on energy?
• What’s a good SEER rating?

Step 3 Shop
Choose the system and dealer that’s right for you

You want to make sure the investment you make now will last for years to come. After all, that’s why you’re choosing a Trane heating and cooling system. Review the ratings of local Trane dealers to find the right one to install your new system. Plus, don’t forget to ask about financing options, special offers and rebates, as well as tax credits.

Things to consider:

• Financing Options
• Warranty
• Reviews

Ask your dealer:

• Is it time to repair or replace?
• Do I need a smart home thermostat?

What your HVAC dealer can do for you

Unless you’re an HVAC professional, you’re gonna need help. Your dealer does more than just sell and install new products and keep them running smooth. They’re your go-to resource and trusted guide to finding the perfect heating and cooling system.

Your HVAC dealer is your guide

Do you have asthma or pets? Do you live in a hot climate? JefCo Air Conditioning & Refrigeration can show you what solution is best for you.

We’re Comfort Specialists, not salesmen

JefCo Air Conditioning & Refrigeration works with you to find an HVAC system that will make your home feel better and lower your energy costs too.

3 keys to buying the right HVAC system

1. Buy the right size system. Your energy savings and performance will suffer if you buy a system that’s too small or too large for your home.
2. Look at efficiency ratings. You can save money over time with a more efficient system.
3. Consider your climate. Do you need a heat pump or furnace? Is a packaged system right? Your local dealer knows what systems work best for your area.

When you need to improve the quality of air inside your home or business, our skilled technicians can help by installing air purifiers, air filtration systems, whole home humidifiers, and dehumidifiers. We will work with you to create a customized solution that fits your exact needs. We offer top-quality work at affordable rates, along with unparalleled customer service. No matter your indoor air quality needs, our team is prepared to help.

Call (850) 654-4822 for a free estimate on new and replacement equipment and installation!

Pricing Guide

Trane HVAC Pricing Guide

Multiple factors like where you live and how your home was constructed affect the cost of a new system and installation.

Trane HVAC Prices
The price of a new Trane HVAC unit or system will vary depending on the unit you choose. Because so many factors can affect the price of a Trane air conditioner, furnace or heat pump, listing a true price for your home isn’t always possible – or accurate. For a custom estimate, contact JefCo Air Conditioning & Refrigeration, a Trane Comfort Specialist.

TRANE CENTRAL AIR CONDITIONER PRICES
The cost of a Trane air conditioner ranges depending on the air conditioner’s efficiency rating, cooling stages and size will affect the cost as well as where you live and the difficulty of the installation. Contact JefCo Air Conditioning & refrigeration to get a custom estimate.
a/c unit installation cost* efficiency rating

TRANE GAS FURNACE PRICES
The average cost of a Trane furnace ranges in price from $1,290 to $2,676 with most homeowners paying $1,718. A furnace’s efficiency rating, heating stages and size will affect the cost as well as where you live and the difficulty of the installation. Check out our average furnace prices below and then follow up with one of our experts to get a custom estimate.

TRANE HEAT PUMP PRICES
The average cost of a Trane heat pump ranges in price from $1,803 to $4,189 with most homeowners paying $2,770. A heat pump’s efficiency rating, heating and cooling stages and size will affect the cost as well as where you live and the difficulty of the installation. Check out our average heat pump prices below and then follow up with one of our experts to get a custom estimate.

How We Got These Prices
The prices featured here represent the most common average prices nationwide of each Trane product. Prices may vary in your area. Installation Cost includes the product price and the national average installation price.
A note about installation cost: Installation prices can increase on average 20-30% depending on where you live. If your project requires new ductwork, the installation cost will increase $1,500 – $2,000. See more details.

Factors that affect the price include:
• Climate and region where you live
• Construction and age of your home
• Condition of existing duct work
• Project difficulty
• Special product features

The good news is that you can save on your installation costs with tax credits, special offers and manufacturer rebates. You can also make the expense more manageable by taking advantage of flexible financing options. Ultimately, a licensed dealer will need to assess your home and install a system that’s perfect for you and your budget.

These are the key factors your Trane HVAC expert will take into consideration for your estimate.

1. Climate and Region
Where you live affects your efficiency
Region and climate matter when finding the right system for your home and saving energy. According to DOE efficiency standards, the same size home located in the southern half of the United States will require a larger capacity air conditioning system than a similar home in the northern half of the United States. Of course, a home located in the northern half of the United States will need a larger heating capacity requirement than a home in the south.
See special savings and offers in your area

2. Your Home’s Construction
Heating and cooling your home starts with the foundation
Homes with well-insulated windows, doors, walls, roofs, attics, floors, basements, and crawl spaces, along with sealed exterior cracks and seams, typically require less air conditioning and heating capacity than homes that are not well-insulated. Also, if you have a large home, you’ll need a larger unit or even multiple systems — which will cost more.
Consider tax credits for upgrades

3. Existing Ductwork in Your Home
Your ductwork can maximize comfort and minimize energy use
Ductwork is the air distribution system in your home that directs and delivers heated or cooled air. The duct plays a crucial role in determining how comfortable your home is from room to room. When properly designed and installed, a duct system can maximize comfort and minimize energy use.
If it is time to replace your system, you should consider making ductwork improvements at the same time your dealer installs the new system. New ductwork can cost around $2,000-$3,000 because it’s extremely labor intensive and can take a few days to install when done correctly.
View pricing guidelines

4. Project Difficulty
Challenging installations can cost more
It’s the details that will often drive your price higher, but usually they’re worth it to get the job done right. Additional costs will show up when your project is extra challenging. If you have a hard-to-access space for your system, live in a historic home that requires retrofitting, need custom parts or additional insulation, you’ll see your HVAC installation price increase.
Look at financing options

5. Special Features
Extras can add up to extra comfort
Your cost can also go up by adding on enhancements like climate zones with a ComfortLink™ II Zoning System or a Trane CleanEffects™ air cleaner. These added features mean added comfort and are worth the extra expense. You’ll also pay a little more for a system with a higher SEER rating, but you’ll see savings in your energy bills.

Understanding HVAC installation costs
Buying a new Trane HVAC system requires help from a professional dealer and your installation pricing will include more than just the purchase of the system.

Though the costs are higher than most household appliance purchases, the payoff is in the comfort you’ll experience year-round for many seasons to come. Also, you can feel good about your purchase knowing Trane systems come with a warranty that can range from 1 year to 20 years, depending on the product.

When you need to improve the quality of air inside your home or business, our skilled technicians can help by installing air purifiers, air filtration systems, whole home humidifiers, and dehumidifiers. We will work with you to create a customized solution that fits your exact needs. We offer top-quality work at affordable rates, along with unparalleled customer service. No matter your indoor air quality needs, our team is prepared to help.

Call (850) 654-4822 for a free estimate on new and replacement equipment installation!

Tax Credits

Earn Money Back

Tax Credits Help You Save

Get rewarded for energy efficiency with Trane products that are eligible for residential energy credits.

Trane HVAC tax credits
If you purchase certain types of HVAC systems or make other energy-related improvements to your home, you may be eligible for an energy tax credit.

As a leader in producing energy efficient home comfort solutions, Trane offers many products that are eligible for residential energy credits. Before you buy, take time to research which Trane HVAC products include these money saving rebates. You can search our site for current energy rebates on:

Air conditioners
Furnaces
Heat Pumps

Federal Tax Credits
The federal government offers energy efficiency tax credits

For qualified HVAC improvements, homeowners may be able to claim 25C tax credits equal to 10% of the installed costs (up to $500 maximum). Credits may even be higher for renewable energy, like geothermal systems.

The Bipartisan Budget Act of 2018 was signed in February 2018, renewing a number of tax credits for residential energy efficiency that had expired at the end of 2016. Tax credits for non-business energy property are now available retroactive to purchases made through December 31, 2017. Tax credits for all residential renewable energy products have been extended through December 31, 2020, and feature a gradual step down in the credit value.

Federal Tax Credit Update
Federal Tax credits for residential energy efficiency have now expired. Any qualified equipment installed prior to January 1, 2018 is eligible for credit. Equipment installed on or after January 1, 2018 is not eligible for credit. Tax credits for all residential renewable energy products have been extended through December 31, 2020, and feature a gradual step down in the credit value.

For more information on federal energy tax credits, visit Energystar.gov.

The following Trane residential products qualify for a federal tax credit:
• Split system air conditioning – must meet 25C requirements of 16 SEER/13 EER (both efficiency levels must be met to qualify for the tax credit) Manufacturer’s Certificate
• Split system heat pump – must meet 25C requirements of 15 SEER/12.5 EER/8.5 HSPF (all three efficiency levels must be met to qualify for the tax credit) Manufacturer’s Certificate
• Gas furnace – must meet 25C requirements of 95% AFUE Manufacturer’s Certificate
• Advanced main air circulating fan – gas furnace or packaged system with an advanced circulating fan that utilizes no more than 2% of furnace total energy use per 25c requirements. Manufacturer’s Certificate
• Packaged air conditioning, heat pump or dual fuel products – must meet 25C requirements of 14 SEER, 12 EER, 8 HSPF Manufacturer’s Certificate

State and Local Tax Credits

Find information about local energy tax credits
Take a look at the energy tax credit programs available in your area. Tax credit initiatives and rebate promotions change frequently, so it’s best to consult with a local tax official. A great resource on local tax credit information is dsireusa.org. You can search the DSIRE Database of State Incentives for Renewables and Efficiency®.

See all Trane products that qualify for rebates.
Before you buy a new heating and cooling product, make sure to take advantage of local rebates in your area. Check back often as these deals can change. Find local rebates

Pro Tip
How to apply for a residential energy tax credit
Subject to IRS regulations, tax credits apply as a direct reduction of taxes owed. To apply for an energy efficient tax credit, you need to:

1. Submit the proper form. Use Form 5695 for residential energy credits.
2. Save the Manufacturer’s Certification Statement for your records.
3. Consult your tax professional for advice on taking advantage of energy efficient tax credits.

Call (850) 654-4822 for pricing!
When you need to improve the quality of air inside your home or business, our skilled technicians can help by installing air purifiers, air filtration systems, whole home humidifiers, and dehumidifiers. We will work with you to create a customized solution that fits your exact needs. We offer top-quality work at affordable rates, along with unparalleled customer service. No matter your indoor air quality needs, our team is prepared to help.

Call (850) 654-4822 for a free estimate on new and replacement equipment installation!

Savings & Offers

Ways to make a Trane HVAC System Affordable

There are planty of ways to make a Trane HVAC system affordable for you.

Take the time to research special savings and offers, Trane HVAC rebates and options for consumer financing.

Keep in mind, additional incentives may be available from your local utility company. Ready to make your purchase? Ask your dealer for more specific information about consumer financing options. You can also apply for Trane HVAC rebates through your local dealer. A new Trane HVAC unit is within your reach.

When you need to improve the quality of air inside your home or business, our skilled technicians can help by installing air purifiers, air filtration systems, whole home humidifiers, and dehumidifiers. We will work with you to create a customized solution that fits your exact needs. We offer top-quality work at affordable rates, along with unparalleled customer service. No matter your indoor air quality needs, our team is prepared to help.

Call (850) 654-4822 for a free estimate on new and replacement equipment installation!

Financing your new HVAC system
Our convenient financing options give you budget flexibility to get the reliable, energy efficient comfort you’re looking for.

Trane Financing
A new home heating and cooling system is one of the most important investments you’ll make. With flexible financing options from Trane, you can have a new, energy efficient heating & air conditioning system with payments that work for you.

Trane not only provides the best heating and air conditioning solutions to meet your energy efficiency and comfort challenges, but we can also make those solutions more affordable.

Trane’s 2020 Special Financing* Offer
Bringing home unstoppable comfort just got unbelievably convenient.

0% APR for 72 months Special Financing* now available through JefCo, a participating Trane Dealer!

Choosing a Trane gives you and your family the feel-good experience of having a system that’s designed to provide consistent year-round comfort. Combine that with 0% APR for 72 months special financing on qualifying purchases and you have an offer that feels just as good as your home’s air. It’s enough to keep you smiling for a long time – available exclusively through participating Trane Comfort Specialist™ dealers!**

Take advantage of this great financing offer on qualifying systems!
Eligible Purchase/Sales Date: 1/1/2020 – 12/31/2020

*The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 1/1/2020 and is subject to change. For current information, call Trane at 1-800-431-5921.

Offer expires 12/31/20.

**JefCo, a participating independent Trane Dealer can give you information for complete program eligibility, dates, details and restrictions. All sales must be to homeowners in the United States. Void where prohibited.

Why finance your new HVAC system?

Competitive Rates
Finance with Trane and get competitive interest rates.

Convenient Payments
You’ll have regular monthly payments that fit your budget.

3 things savvy HVAC buyers do before purchasing

1. Take advantage of the available tax credits. Certain products qualify for federal, state local tax credits if they meet certain criteria like energy efficiency.
2. Look for special offers and rebates. Special financing and rebates are available on certain products that can lower the price of your system and make payments more convenient.
3. Understand HVAC pricing. Our pricing guides can also help you plan your HVAC budget and explain what affects the cost of your new system the most.

When you need to improve the quality of air inside your home or business, our skilled technicians can help by installing air purifiers, air filtration systems, whole home humidifiers, and dehumidifiers. We will work with you to create a customized solution that fits your exact needs. We offer top-quality work at affordable rates, along with unparalleled customer service. No matter your indoor air quality needs, our team is prepared to help.

Call (850) 654-4822 for a free estimate on new and replacement equipment and installation!

Free Home Estimate

Free Home System Estimate

Contact us and give us a few details about your needs and your home and we will provide you with system pricing.

1. Where do you need service (Your ZIPcode)?

2. What’s the size (square feet) of your home?

3. Do you need heating, cooling, or both?

Call (850) 654-4822 for pricing!
When you need to improve the quality of air inside your home or business, our skilled technicians can help by installing air purifiers, air filtration systems, whole home humidifiers, and dehumidifiers. We will work with you to create a customized solution that fits your exact needs. We offer top-quality work at affordable rates, along with unparalleled customer service. No matter your indoor air quality needs, our team is prepared to help.

Call (850) 654-4822 for a free estimate on new and replacement equipment installation!

Warranty

Trane Warranty

Live Worry-free with a Trane Warranty
Trane comfort products are tested to last and backed by one of the strongest warranties in the industry.

Warranty & Product Registration
We’ve got all of your warranty and registration needs covered. Explore our warranty options, register your product or find out if your system is covered.

Register your new product
Upgrade your warranty for free
Register Online

Look up an existing warranty
Find out if your system is covered
Search

What you need to get started
Trane model numbers and serial numbers are needed to register a new product or look up an existing warranty. Use our guide below to look up your serial or model number or ask your dealer for help.

• Serial or model number
• Installation date
• Dealer name

Find your serial number

Need Help?
We can help you with warranty questions. JefCo Air Conditioning & Refrigeration is your local Trane Comfort Specialist™.

Need help now? Call us at (805) 654-4822

Trane Warranty Options

Base Limited Warranty
Included with every Trane residential unit. Covers manufacturer defects from 1-20 years depending on the product.

Registered Limited Warranty
One of the strongest manufacturer’s limited warranties on parts available. FREE when you register your product within 60 days of installation.

Optional Extended Warranty
Purchase additional coverage on parts and labor in 5, 10 or 12 year increments.

Warranty Transfer
Selling our buying a house? You may be able to transfer an existing warranty. Ask JefCo Air Conditioning & Refrigeration, your local Trane dealer how or get more details here.

Schedule Annual Maintenance
Keep your products running smoothly and meet the terms of your warranty by scheduling annual maintenance with a Trane Comfort Specialist™.

Heating & Cooling
2x each year

Schedule appointments in the spring and fall
Air Conditioner
1x each year
Schedule an appointment in late winter or early spring, before cooling season

Furnace
1x each year
Schedule an appointment in late summer or early fall, before heating season

Is your HVAC covered by a home warranty?
A home warranty policy can provide extra protection for heating and cooling systems and often includes coverage for repair costs. Of course that coverage comes at a cost. Whether your home warranty plan covers your current HVAC system depends on the plan you have. Be sure to research and compare plans carefully. Consider your level of DIY skills and decide if you’d feel better if your HVAC system had additional coverage.

HVAC home warranty pros
• Peace of mind if purchasing an older home with an older system.
• Fixed repair costs per visit.

HVAC home warranty cons
• Dollar limit cap per repair or per year.
• Repair or replace decision not yours to make. If replaced, you may not get to choose the new model.

Trane serial numbers – what they mean
In addition to being necessary to register for a Trane warranty, your serial number includes some vital information about your unit – if you can decipher the confusing serial number nomenclature. A Trane serial number includes:

• Manufacturing date (year, month, week, day).
• Manufacturing plant location.
• Sequential number.

Trane model number breakdown
The model number of your new air conditioner or furnace actually tells you a lot about the features of your new system. Here’s what all the numbers and letters of your Trane model number mean:

• Type of hvac unit.
• Refrigerant types.
• Seer rating.
• Heating input.
• Heating stages.
• Furnace configuration.
• Hvac ton.
• Voltage.
• Compressor series.

Get the full model number breakdown here.

General Warranty FAQ

How long is my warranty?
Different products and parts will have different warranty term dates. In addition, the type of warranty you have can affect the length of your warranty. In general, our Base Limited Warranty will cover specified parts from 1-20 years while our Registered Limited Warranty will cover specified parts from 5 years to lifetime.*

What is covered under my warranty?
Both our Base Limited Warranty and Registered Limited Warranty cover specific parts of your product that break because of a manufacturer defect, but does not cover the cost of labor. The Optional Extended Warranty covers the cost of both parts and labor. See our Warranty Types and Terms page for complete details.

What is Base Limited Warranty?
Every Trane product that is purchased is automatically covered by our Base Limited Warranty. It covers specific parts of your product that break because of a manufacturer defect, but does not cover the cost of labor.

What is the Registered Limited Warranty?
Products that are registered within 60 days of purchase qualify for our Registered Limited Warranty. This warranty offers longer terms for specified parts at no cost. It covers specific parts of your product that break because of a manufacturer defect, but does not cover the cost of labor. You can register here.

What is the deadline to register a new product?
You have 90 days after your purchase date to register and qualify for our Registered Limited Warranty. After that, you’re automatically covered by our Base Limited Warranty.

What is the Optional Extended Warranty?
The Optional Extended Warranty extends your warranty coverage to both parts and labor. This level of protection can be purchased by contacting JefCo Air Conditioning & Refrigeration your Trane Dealer.

Can I transfer my warranty?
Yes. If your product was registered on or after August 1, 2011 it’s possible to transfer your warranty within 90 days of home purchase or sale. You can go to our Warranty Transfer page for full details.

When you need to improve the quality of air inside your home or business, our skilled technicians can help by installing air purifiers, air filtration systems, whole home humidifiers, and dehumidifiers. We will work with you to create a customized solution that fits your exact needs. We offer top-quality work at affordable rates, along with unparalleled customer service. No matter your indoor air quality needs, our team is prepared to help.

Call (850) 654-4822 for a free estimate on new and replacement equipment installation!

Get In Touch